Billing & credits

Cortex credit governance and budgets

Understand what consumes credits, set per-team budgets and keep AI spend predictable.

7 min read

Credit governance lets administrators decide who can spend Cortex credits, how much, and on what, so a single busy team cannot drain the shared wallet. It sits on top of the live wallet and ledger at /settings/credits.

What consumes credits

  • Cortex chat and insights in any module.
  • Cortex Analyst queries in /reports/analyst.
  • LMS course generation.
  • Agent runs in the Cortex Agent Hub (/cortex), including voice agents.

Cortex Agent Swarms is an add-on priced per outcome: a $38.02 monthly unlock per workspace that includes 50 resolutions, then $0.77 per resolution and $0.19 per approved draft. Escalations to a human are not charged.

Cost varies by the effort setting and the size of the request: deeper reasoning and larger budgets cost more credits than a quick answer.

Setting budgets

  1. 1Open /settings/credits and go to the governance section.
  2. 2Choose a team or scope and set a period budget (for example monthly credits).
  3. 3Choose the behavior at the limit: warn admins, or block further spend for that team until the next period or an admin raises it.
  4. 4Set alert thresholds (such as 80 percent) so owners hear before work stops.
  5. 5Save and watch the live usage figures against the budget.

Reviewing usage

The ledger attributes each spend to a feature, a user and a team. Use it to spot heavy automation, to justify budgets and to identify a runaway agent quickly.

Only admins with billing rights can change budgets. Changes are recorded in /settings/audit.
Because insight surfaces never auto-run, most spend is intentional. Scheduled agents and playbooks are the usual source of unexpected consumption, so review them first.

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